Because Mobile Financial Services are much more than just an extension of banking and financial services on a mobile phone.
The purpose of the Saphir product line is to allow banks and mobile operators to convert the opportunities offered by the development of mobile telephony into a new revenue stream through the establishment of simple yet powerful mobile financial services.
Guided by a business orientation, the design of Saphir products comprehensively integrates the interests and constraints of all stakeholders in financial transactions: the customer, the merchant and the financial services operator:
- Payment processors
- Payment services providers
- Money transfer operators
- Mobile operators
Thanks to our R&D, we are proud to offer our customers a unique approach built on a patent-pending transactional process and a modern software architecture based on the state-of-the-art in both electronic payment and mobile technologies.
Our commitment to ongoing R&D efforts allows us to offer a comprehensive and modular platform, Saphir MFS, providing solutions for different needs and contexts:
- Democratizing the access to financial and banking services in emerging countries
- Improving eBanking services offer in advanced countries
- Facilitating the development of financial services for immigrant communities in international markets
- Securing online payment transactions
- Improving the fraud management related to cards payments